I decided I want to deprecate suggestions feature on digrin.com. I looked into data and it was rarely used. Digrin was sending emails to users (I even forgot about that part). I don’t use the feature myself, and I think it can be even dangerous, to have a feature that sounds like “suggestion for stock… Continue reading Deprecating suggestions on Digrin
Author: lucas03
P2P lending in Mintos
I like it. It’s stable above 10% XIRR. In stocks, I expect to be around 8% XIRR long term, but there can be up and downs -> few years XIRR maybe even negative. But for p2p lending, it should be stable around 10%, with a buyback guarantee! On the other hand, at the moment my… Continue reading P2P lending in Mintos
Dividend friendly brokers in Europe
As I mentioned in the previous article, I switched my investing broker from degiro to trading212. Reasons for it were simple, I as a dividend investor was taxed 30% on degiro without an option to sign a W8-BIN form to lower tax, so I moved my new buys to trading212. I am rewarded with 15%… Continue reading Dividend friendly brokers in Europe
What income percentage do I need to invest to reach financial freedom in 10 years?
Youtube suggested a video to me, I found the title interesting to watch at least the first few minutes, but I ended up watching it all. One fact from the video struck me: “Getting rich enough to retire only takes about 10 years“. I told to myself – this doesn’t make sense. I did the… Continue reading What income percentage do I need to invest to reach financial freedom in 10 years?
Monthly registered users on digrin.com
I thought I would look into data of digrin.com – what is the number of registered and active users, how many portfolios and transaction are created daily, etc. To my disappointment I found out I did not have created_at and updated_at timestamps on models, so I can’t view these interesting data in time 🙁 I… Continue reading Monthly registered users on digrin.com
How I do daily database backups for free
I really like free stuff. I remember how happy I was when I could host few containers on Openshift for free, where I hosted digrin.com at the time. So recently I wanted to create a daily backup for digrin if something bad happens. It’s as simple as export PostgreSQL DB to file and store it… Continue reading How I do daily database backups for free
Výdavky 06/2020
Tak mám pol roka za sebou, povedal som si, že by som sa mohol pozrieť, ako na tom som finančne s výdavkami. Čakal by som, že veľmi dobre, kedže corona nás donútila byť doma, čo obmedzilo moje výdavky ako každodenné obedy a raňajky mimo bytu. Taktiež som toľko necestoval a nedovolenkoval. Je to naozaj tak… Continue reading Výdavky 06/2020
Investovanie je teraz cool
Asi ste zachytili, že momentálne je boom v investovaní. Brokeri nestíhajú otvárať účty, zvyšujú sa minimálne deposity na otvorenie účtov a ľudia nevedia, kam majú investovať svoje peniaze, ktoré USA tlačí vo veľkom a ľudia dostávajú väčší plat sedením doma ako prácou. Ale nie o tom som chcel, všimol som si, že vzniklo pár nových… Continue reading Investovanie je teraz cool
Mením jazyk blogu na angličtinu
Rozmýšľal som o tom, že by som začal písať v angličtine. Celkovo v práci komunikujem hlavne v angličtine a písať blog v angličtine mi myslím tiež pomôže. Tak či tak ma tento blog len pár čitateľov, takže to beriem skôr ako zápisky pre mňa – už X krát som hľadal info, kedy sa čo v… Continue reading Mením jazyk blogu na angličtinu
p2p pôžičky – update pri corona situácií
Povedal som si, že napíšem dnes aspoň krátky update k mojím p2p pôžičkám. Jediná platforma, kde som ešte dával sem tam peniaze, je mintos. Moc som tam toho ale už nechcel dávať a počkať si na ďalšiu krízu, aby som videl, či to tie platformy prežijú a ak nie, aké náročné bude presunúť pôžičky k… Continue reading p2p pôžičky – update pri corona situácií