To sum up 2021 from digrin.com‘s (dividend growth investing) point of view, I wanna look at some statistics and share them publicly. I think transparency is great, and until proven otherwise, I’ll do that. I will be sharing traffic, users, paid subscribers, favorite stocks, and others. Let’s start:
For the past 1,5 years, I wanted to diversify from my investments and buy something from the real world. As I’ve been employed for ~5 years, getting a mortgage should not be that hard and I was actually really keen to start getting some debt. I really think a lot differently of dept what I… Continue reading How I bought my first flat (almost)
For the past few years, I had mintos work on autopilot. I had sent there money and let it compound by autoinvest feature. Recently I checked some metrics and found out I have 93% of my p2p portfolio in a single lending company. That shocked me, as I don’t want to keep my eggs in… Continue reading Mintos – loan repurchase ratio
Today I opened an account in etoro, which is the third brokerage I use. I started investing on DEGIRO platform, later got annoyed by the 30% tax on dividends, and created an account on trading212, which I am very happy with! But today I created and funded an account with etoro, in this article I… Continue reading Why I am opening an account with a third stock broker?
I decided I want to deprecate suggestions feature on digrin.com. I looked into data and it was rarely used. Digrin was sending emails to users (I even forgot about that part). I don’t use the feature myself, and I think it can be even dangerous, to have a feature that sounds like “suggestion for stock… Continue reading Deprecating suggestions on Digrin
I like it. It’s stable above 10% XIRR. In stocks, I expect to be around 8% XIRR long term, but there can be up and downs -> few years XIRR maybe even negative. But for p2p lending, it should be stable around 10%, with a buyback guarantee! On the other hand, at the moment my… Continue reading P2P lending in Mintos
As I mentioned in the previous article, I switched my investing broker from degiro to trading212. Reasons for it were simple, I as a dividend investor was taxed 30% on degiro without an option to sign a W8-BIN form to lower tax, so I moved my new buys to trading212. I am rewarded with 15%… Continue reading Dividend friendly brokers in Europe
Youtube suggested a video to me, I found the title interesting to watch at least the first few minutes, but I ended up watching it all. One fact from the video struck me: “Getting rich enough to retire only takes about 10 years“. I told to myself – this doesn’t make sense. I did the… Continue reading What income percentage do I need to invest to reach financial freedom in 10 years?
I thought I would look into data of digrin.com – what is the number of registered and active users, how many portfolios and transaction are created daily, etc. To my disappointment I found out I did not have created_at and updated_at timestamps on models, so I can’t view these interesting data in time 🙁 I… Continue reading Monthly registered users on digrin.com
Povedal som si, že napíšem dnes aspoň krátky update k mojím p2p pôžičkám. Jediná platforma, kde som ešte dával sem tam peniaze, je mintos. Moc som tam toho ale už nechcel dávať a počkať si na ďalšiu krízu, aby som videl, či to tie platformy prežijú a ak nie, aké náročné bude presunúť pôžičky k… Continue reading p2p pôžičky – update pri corona situácií